Prop Firm Comparison: Where They Truly Differ
The table below lists each firm’s hard numbers. This article highlights the differences that actually change your trading experience—so you can spot which firm fits your strategy in seconds.
Hantec Trader
Hantec Trader is a Mauritius-based proprietary trading firm launched in December 2023 and backed by the established Hantec Group, a global financial services provider with 30+ years of experience and multiple regulatory licenses (FCA, FSC, FSA, ASIC). The firm offers funded accounts ranging from $2,000 to $200,000 and provides traders access to 75 instruments including Forex, Indices, Commodities, and Crypto with commission-free crypto trading and extremely low spreads. Hantec Trader offers 1-step Express and 2-step Enhanced challenges plus Instant Funding, with profit splits up to 90% and bi-weekly payouts. It supports MT4 and MT5 platforms and emphasizes transparency, fast execution, and reliable customer support.
TX3 Funding
TX3 Funding is a futures proprietary trading firm launched in 2021 by the founders of TopTier Trader, notable for its fast payouts, no time limits, and a one-step evaluation model. With over $25 million paid to traders and robust global participation, TX3 Funding emphasizes simplicity, transparency, and flexible risk controls. It offers both “Starter” and “Pro” account types, competitive profit splits, and is recognized for its supportive trading community and educational focus.
Key Differences
Note: Information is for reference only; please visit the firm’s official website for the most accurate and up-to-date details.
Pros & Cons
Hantec Trader — Pros
- Profit split up to 90%, competitive with strong peers.
- No evaluation time limit with flexible pacing.
- Multiple tracks including 1-step and 2-step.
- Payouts processed quickly on frequent cycles.
- Scaling program available post-funding.
- Supports mainstream platforms with diversified instruments.
Hantec Trader — Cons
- Minimum trading-days requirements may apply.
- Daily and overall loss limits are on the tighter side compared with some peers.
- Certain strategies can be restricted depending on the program.
TX3 Funding — Pros
- No minimum trading days and no evaluation time limits, offering full flexibility.
- Fastest payouts in the industry (24–48h), with very high initial profit retention (100% first $10K).
- Transparent, simple trading rules with risk controls, no hidden activation/platform fees.
- Wide account choice and micro scaling options; supportive community and strong educational resources.
- Reputable background via TopTier Trader, $25M+ in trader payouts, and growing global user base.
TX3 Funding — Cons
- Limited to US futures assets (no forex or equities directly within TX3 Funding program).
- Subscriptions are monthly, so ongoing fees may be a burden if not trading/earning consistently.
- Strict trailing drawdown may challenge highly aggressive, high-risk traders.
- Brand’s reputation is still relatively new (founded 2021), so some traders are waiting for a longer track record before full trust.
- As with all prop firms, funding and compliance still hinge on risk management and adherence to rules.
Model & Time Limits: Pace vs. Pressure
- Instant / One-step models favor traders who want quick funding and minimal phases—usually higher fees but faster start.
- Two-phase models trim upfront cost and add verification, but Time Limits can add pressure if you need more trades to realize edge.
- No time limit or lenient windows reduce forced trades; tight windows reward fast, high-activity approaches.
Risk Rules: DD (Daily/Overall) & Max Loss
- Stricter Daily DD = tougher for scalpers during volatility; looser Daily DD = more room for heat intraday.
- Higher Overall DD / Max Loss cushions swing holds; lower buffers suit disciplined, tight-stop systems.
- News Trading allowed favors event traders; restricted news reduces gap risk but limits catalysts.
Payout & Split: Cash Flow vs. Percentage
- Earlier first payout (7–14 days) + frequent cycles = smoother cash flow—even if the split is slightly lower.
- Higher splits shine only if timing, caps, and fees don’t slow you down.
- When two firms tie on split, choose the one with fewer payout frictions (methods, fees, thresholds).
Scaling / Max Allocation: Real Path vs. Big Number
- Clear, incremental scaling (defined profit targets & min days) beats a flashy Max Allocation you’ll rarely reach.
- Shorter milestones reward consistent returns; longer gates suit patient compounding.
Platforms & Tradable Assets: Execution Fit
- Multiple platforms (MT4/MT5/cTrader/TradingView) = flexibility. Single-platform firms can be fine if execution is stable.
- Broader asset lists (indices, FX, commodities, crypto, stocks) unlock more setups; narrow menus force concentration risk.
Commissions: Quiet Edge Eroder
- Lower per-lot/contract commissions preserve edge for active traders; higher costs can negate a better split.
- When two firms feel identical, pick the cheaper fill—it compounds every session.
Restricted Countries: Eligibility & Payout Practicalities
- Check Restricted Countries first—eligibility, KYC friction, and payout rails differ by region.
- If your country is borderline, choose firms with clear guidance and multiple withdrawal methods.
Pros & Cons: How to Read Them Quickly
- Generous drawdown but stricter news → great for non-event strategies.
- Fast payouts but higher commissions → suits low-turnover setups.
- Big scaling but tight time limits → favors high-activity traders.
Make the Call in 5 Checks
- Model & Time — need speed (instant/1-step) or flexibility (no/lenient limits)?
- Risk Rules — DD & Max Loss align with your drawdown profile?
- Payout Mechanics — first payout timing & cycle fit your cash flow?
- Scaling Reality — milestones you can actually hit?
- Costs & Execution — commissions + platform stability ok for your style?
Then use the table’s Discount link, check Trustpilot sentiment, and Visit website for fine print.
