Upcomers Vanguard Instant Funding Starts at $99

Be careful
I’m still waiting from 6 August for my money
They don’t want to pay !!!

⚠️ BE CAREFUL WITH UPCOMERS – MY PAYOUT EXPERIENCE
I spent around 6 weeks trading, lost 7 accounts before finally passing the evaluation, and paid over $2,500 for accounts.
After making a net profit of $2,029.08, I requested a $2,000 payout. Upcomers approved only $1,000 and imposed a 50% payout limit on future withdrawals from the same account.
What did Upcomers accuse me of?
According to their official email:
* Trading frequency: I made 2 trades per day on days with losses, compared with 1 trade per day on loss-free days.
* Profit concentration: One trade accounted for 26% of my total net profit.
* No Stop Loss: All 9 trades were opened without a Stop Loss: 5 gold trades, 3 BTC trades, and 1 ETH trade.
* Take Profit adjustments: Targets were set after entry on 8 trades, with 6 subsequent adjustments across 4 positions.
* Trading costs: Crypto commissions totalled $103.01 across 4 trades.
They stated that these findings would normally justify rejecting the entire payout, but they chose to approve only 50%.
Their email also states:
“Future payout requests on this account will be subject to a 50% payout limit.”
And:
“If the patterns described above appear again in your future trading, the account would be suspended without payout eligibility.”
My concern
Trading without a Stop Loss, adjusting Take Profit, and making two trades a day are not automatically misconduct. Where exactly do the applicable rules state that these practices justify cutting a payout in half and restricting future withdrawals?
My main concern is that Upcomers used its own assessment of my trading behaviour to withhold 50% of my requested payout and impose a 50% limit on future withdrawals. I challenge the company to identify the exact contractual clauses that explicitly authorize these specific penalties.
Traders deserve clear, transparent rules—not unexpected payout restrictions after making profits.
I spent weeks trading and over $2,500 on accounts to reach this point. I am sharing my experience so other traders can make an informed decision.
Based on my experience, I strongly advise traders to exercise caution before paying Upcomers.

​I strongly warn every trader against using this prop firm. If you trade profitably here, you run a huge risk of having your hard-earned profits wiped out during your first payout review—even after their automated system officially approved your request.
​What Happened:
I successfully traded a funded account, hit all profit targets, and never breached a single daily or maximum drawdown limit. The payout request was cleared and approved by the dashboard system.
​After a manual review, I received an email stating that my payout was denied, my account was reset to initial funding, and a permanent 50% payout limit was placed on the account moving forward.
​The Absurdity of Their Reasoning (Confirmed in Writing by Compliance):
​They explicitly admitted that no drawdown limits were ever breached.
​They confirmed that there are no published, fixed limits on position sizes or combined exposure in their terms.
​They acknowledged that placing a technical stop-loss is not mandatory and that discretionary trading is allowed.
​Despite following every transparent rule, they accused me of "Excessive Position Size" and "Inconsistent Risk Management". When I appealed and asked where these specific numerical limits are stated in their terms, the Compliance Team officially responded that they rely on secret internal parameters that are intentionally not published.
​In plain terms: They advertise clear, objective rules to get you onboard, but hold secret, arbitrary criteria behind the scenes to deny payouts to profitable traders whenever they see fit.
​If you are looking for a fair, transparent, and trustworthy prop firm, stay far away from Upcomers.

Imagine spending 6 weeks trading, losing 7 accounts during evaluations, and paying over $2,500. Then, when you finally request a payout, this is the email you receive from Upcomers.
Dear Yazan Homedan,
Your withdrawal request needed a proper review and a proper review takes time. Thank you for giving us that time. We understand the weight this payout carries for you. Here is what the review showed, laid out as openly as we can.
Account overview
• Total trades executed: 9
• Net result: +$2,029.08
Reactive Trading Patterns
• Trading frequency was 100% higher on the 3 days containing realised losses than on loss-free trading days.
Risk Management Consistency
• A single tr
ade accounted for 26% of the final net result for the period.
Order Execution
• All 9 positions were opened without an initial Stop Loss, and none received recorded Stop Loss protection during their lifecycles.
• Take Profit levels were established after entry on 8 of the 9 positions, with 6 subsequent target adjustments across 4 positions.
Our decision
Under the Terms & Conditions, these findings would normally mean declining the withdrawal in full. We chose not to take that route. The rest of your trading shows genuine skill worth building on, so we are approving a partial withdrawal and keeping your account fully active.
Withdrawal confirmation
• Requested amount: $2,000.0
0
• Approved share: 50%
• Approved amount: $1,000.00
What this means going forward
• Future payout requests on this account will be subject to a 50% payout limit. This applies only to this account. Any other accounts you may have are not affected.
• If the patterns described above appear again in your future trading, the account would be suspended without payout eligibility.
The rules this decision stands on are the Prohibited Trading Strategies and Material Breach provisions of our Terms & Conditions, both of which you can read in full here:
Upcomers Prohibited Trading Strategies
Upcomers Rules on Responsible Risk Management
My concern: Where exactly do the applicable rules explicitly authorize these specific penalties?
After 6 weeks of tradin
g, 7 failed evaluation accounts, and over $2,500 spent, this was my experience. I am sharing it so other traders can make an informed decision before paying for an account. Be cautious with Upcomers.

My UKOIL position remained open and frozen for ten days, despite repeated attempts to close it and a stop-loss set at break-even. It eventually closed with a loss of $1,229.10 after 10 days with a frozen opened position.
The resolution took longer than it should have, but Upcomers acknowledged that my complaint concerned a technical issue beyond my control, despite repeated attempts to close it, rather than poor risk management, and provided a free account reset. I’ve confirmed that the balance is back to $50,000.
It’s fair to speak up when things go wrong—and equally fair to give credit when a company puts things right.
Shoutout to Upcomers for following through and resolving this.